[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.onix.cz\/financni-problemy-se-samy-nevyresi\/#Article","mainEntityOfPage":"https:\/\/www.onix.cz\/financni-problemy-se-samy-nevyresi\/","headline":"Finan\u010dn\u00ed probl\u00e9my se samy nevy\u0159e\u0161\u00ed","name":"Finan\u010dn\u00ed probl\u00e9my se samy nevy\u0159e\u0161\u00ed","description":"K z\u00edsk\u00e1n\u00ed v\u00fdhodn\u00e9ho finan\u010dn\u00edho produktu, jak\u00fdm je hypot\u00e9ka od nebankovn\u00edho poskytovatele, je zapot\u0159eb\u00ed opravdu jen m\u00e1lo. Jestli\u017ee za\u017e\u00e1d\u00e1te o finan\u010dn\u00ed pomoc u klasick\u00e9 banky, pak budete muset dolo\u017eit dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy a tak\u00e9 bez\u00fahonnost v oblasti registr\u016f dlu\u017en\u00edk\u016f. A pr\u00e1v\u011b to u nebankovn\u00edch poskytovatel\u016f odpad\u00e1. On to toti\u017e \u010dasto b\u00fdv\u00e1 pr\u00e1v\u011b nep\u0159ekonateln\u00fd probl\u00e9m pro poskytnut\u00ed […]","datePublished":"2019-04-26","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.onix.cz\/author\/devene\/#Person","name":"onix.cz","url":"https:\/\/www.onix.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"onix.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.onix.cz\/wp-content\/uploads\/img_a346353_w1717_t1560503579.jpg","url":"https:\/\/www.onix.cz\/wp-content\/uploads\/img_a346353_w1717_t1560503579.jpg","height":0,"width":0},"url":"https:\/\/www.onix.cz\/financni-problemy-se-samy-nevyresi\/","about":["Finance"],"wordCount":400,"articleBody":"        K z\u00edsk\u00e1n\u00ed v\u00fdhodn\u00e9ho finan\u010dn\u00edho produktu, jak\u00fdm je hypot\u00e9ka od nebankovn\u00edho poskytovatele, je zapot\u0159eb\u00ed opravdu jen m\u00e1lo. Jestli\u017ee za\u017e\u00e1d\u00e1te o finan\u010dn\u00ed pomoc u klasick\u00e9 banky, pak budete muset dolo\u017eit dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy a tak\u00e9 bez\u00fahonnost v oblasti registr\u016f dlu\u017en\u00edk\u016f. A pr\u00e1v\u011b to u nebankovn\u00edch poskytovatel\u016f odpad\u00e1.   On to toti\u017e \u010dasto b\u00fdv\u00e1 pr\u00e1v\u011b nep\u0159ekonateln\u00fd probl\u00e9m pro poskytnut\u00ed p\u016fj\u010dky nebo \u00fav\u011bru. V nebankovn\u00edm sektoru tak\u00e9 z tohoto d\u016fvodu odpad\u00e1 cel\u00e1 spousta zbyte\u010dn\u00e9ho a zat\u011b\u017euj\u00edc\u00edho pap\u00edrov\u00e1n\u00ed.  Finan\u010dn\u00ed produkt, jak\u00fdm je nebankovn\u00ed hypot\u00e9ka v\u00e1m pom\u016f\u017ee dokonce vy\u0159e\u0161it i pot\u00ed\u017ee s exekuc\u00ed.  A to jak hroz\u00edc\u00ed, tak i prob\u00edhaj\u00edc\u00ed. Mnoho klient\u016f, kte\u0159\u00ed si vzali v minulosti nev\u00fdhodn\u00e9 p\u016fj\u010dky, se dost\u00e1v\u00e1 do finan\u010dn\u00edch pot\u00ed\u017e\u00ed st\u00e1le hloub\u011bji. Je to logick\u00e9. Spl\u00e1tky p\u0159esahuj\u00ed jejich mo\u017enosti a oni jsou pak nuceni po\u0159\u00eddit si dal\u0161\u00ed \u00fav\u011br k tomu, aby mohli spl\u00e1cet ty p\u0159ede\u0161l\u00e9.  To je cesta do pekel. Nebankovn\u00ed poskytovatel hypot\u00e9k m\u00e1 oproti bank\u00e1m jednu velkou v\u00fdhodu. Ke ka\u017ed\u00e9mu sv\u00e9mu klientovi p\u0159istupuje individu\u00e1ln\u011b, a tak m\u016f\u017ee navrhnout ide\u00e1ln\u00ed \u0159e\u0161en\u00ed pr\u00e1v\u011b pro v\u00e1\u0161 p\u0159\u00edpad. \u017d\u00e1dn\u00fd p\u0159\u00edpad nen\u00ed natolik komplikovan\u00fd, aby se nedal n\u011bjak\u00fdm zp\u016fsobem vy\u0159e\u0161it.   \u0158e\u0161en\u00ed na dosah ruky Co tedy pot\u0159ebujete k tomu, aby se kone\u010dn\u011b v\u011bci daly do pohybu? Sta\u010d\u00ed jen nemovitost, kterou vlo\u017e\u00edte jako protihodnotu sv\u00e9ho \u00fav\u011bru. Dle lokality, bonity a dal\u0161\u00edch hledisek je mo\u017en\u00e9 z\u00edskat a\u017e sedmdes\u00e1t procent z odhadn\u00ed ceny t\u00e9to nemovitosti. Spl\u00e1tky se daj\u00ed nastavit a\u017e na dobu t\u0159iceti let. Mezit\u00edm se mohou ve\u0161ker\u00e9 va\u0161e finan\u010dn\u00ed pot\u00ed\u017ee vy\u0159e\u0161it. Spl\u00e1tky toti\u017e budou natolik p\u0159ijateln\u00e9, \u017ee nebudete m\u00edt probl\u00e9m s jejich uhrazen\u00edm.  N\u011bkdy se m\u016f\u017ee dostat \u010dlov\u011bk do situace, kdy pot\u0159ebuje pen\u00edze skute\u010dn\u011b bleskov\u011b. A to je dal\u0161\u00ed bonus, kter\u00fd nebankovn\u00ed poskytovatel p\u0159in\u00e1\u0161\u00ed. Sta\u010d\u00ed se dohodnout a va\u0161e \u017e\u00e1dost m\u016f\u017ee b\u00fdt vy\u0159\u00edzena a schv\u00e1lena expresn\u011b.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed probl\u00e9my se samy nevy\u0159e\u0161\u00ed","item":"https:\/\/www.onix.cz\/financni-problemy-se-samy-nevyresi\/#breadcrumbitem"}]}]