[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.onix.cz\/ma-smysl-si-sporit-na-duchod\/#Article","mainEntityOfPage":"https:\/\/www.onix.cz\/ma-smysl-si-sporit-na-duchod\/","headline":"M\u00e1 smysl si spo\u0159it na d\u016fchod?","name":"M\u00e1 smysl si spo\u0159it na d\u016fchod?","description":"Jak jste na tom s my\u0161len\u00edm na svoje st\u00e1\u0159\u00ed? Pat\u0159\u00edte snad mezi lidi, kte\u0159\u00ed to v\u016fbec ne\u0159e\u0161\u00ed? Mysl\u00edte si, \u017ee to stejn\u011b nem\u00e1 smysl, proto\u017ee se nedo\u017eijete d\u016fchodu? Hlavn\u011b mlad\u00ed lid\u00e9 si \u0159\u00edkaj\u00ed, \u017ee nem\u00e1 skoro smysl si spo\u0159it pen\u00edze. Dne\u0161n\u00ed n\u00e1zor je ten, \u017ee se stejn\u011b prodlu\u017euje doba odchodu do d\u016fchodu, tedy se ho […]","datePublished":"2025-02-28","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.onix.cz\/author\/devene\/#Person","name":"onix.cz","url":"https:\/\/www.onix.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"onix.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.onix.cz\/wp-content\/uploads\/img_a317510_w1717_t1528228883.jpg","url":"https:\/\/www.onix.cz\/wp-content\/uploads\/img_a317510_w1717_t1528228883.jpg","height":0,"width":0},"url":"https:\/\/www.onix.cz\/ma-smysl-si-sporit-na-duchod\/","about":["Finance"],"wordCount":456,"articleBody":"Jak jste na tom s my\u0161len\u00edm na svoje st\u00e1\u0159\u00ed? Pat\u0159\u00edte snad mezi lidi, kte\u0159\u00ed to v\u016fbec ne\u0159e\u0161\u00ed? Mysl\u00edte si, \u017ee to stejn\u011b nem\u00e1 smysl, proto\u017ee se nedo\u017eijete d\u016fchodu? Hlavn\u011b mlad\u00ed lid\u00e9 si \u0159\u00edkaj\u00ed, \u017ee nem\u00e1 skoro smysl si spo\u0159it pen\u00edze. Dne\u0161n\u00ed n\u00e1zor je ten, \u017ee se stejn\u011b prodlu\u017euje doba odchodu do d\u016fchodu, tedy se ho stejn\u011b nedo\u017eijeme. Jak jste na tom vy?Osobn\u011b pat\u0159\u00edm k lidem, kte\u0159\u00ed si mysl\u00ed, \u017ee se opravdu d\u016fchodu nedo\u017eiji. Na druh\u00e9 stran\u011b nen\u00ed dobr\u00e9 p\u0159estat na st\u00e1\u0159\u00ed myslet a neodkl\u00e1dat si v\u016fbec \u017e\u00e1dn\u00e9 pen\u00edze. Dnes d\u016fchody nejsou nijak vysok\u00e9 a ob\u00e1v\u00e1m se, \u017ee ani do budoucna se tato ot\u00e1zka nezlep\u0161\u00ed. V\u017edy\u0165 v dne\u0161n\u00ed dob\u011b si sta\u0159\u00ed lid\u00e9 chod\u00ed p\u0159ivyd\u011bl\u00e1vat na brig\u00e1dy, aby m\u011bli v\u00edce pen\u011bz. D\u016fchody jim toti\u017e absolutn\u011b nesta\u010d\u00ed a bez brig\u00e1dy by nevysta\u010dili.\u00a0Je dobrou variantou se alespo\u0148 malou \u010d\u00e1stku sna\u017eit spo\u0159it bokem na st\u00e1\u0159\u00ed. Pravda je, \u017ee \u010dlov\u011bk nev\u00edm, jestli se ho do\u017eije nebo ne. Nicm\u00e9n\u011b mus\u00edme i po\u010d\u00edtat s t\u00edm, \u017ee \u010dlov\u011bk se ho do\u017e\u00edt opravdu m\u016f\u017ee. Zkuste si alespo\u0148 n\u011bjakou \u010d\u00e1stku d\u00e1vat bokem a odkl\u00e1dat si je. Osobn\u011b jsem dosp\u011bl k n\u00e1zoru, \u017ee men\u0161\u00ed \u010d\u00e1stku si bokem d\u00e1vat m\u016f\u017eu, a tak si ji odkl\u00e1d\u00e1m na speci\u00e1ln\u00ed \u00fa\u010det. Tedy m\u00e1m malou jistotu v tom, \u017ee n\u011bjak\u00e9 pen\u00edze v p\u0159\u00edpad\u011b st\u00e1\u0159\u00ed budu m\u00edt. Nemus\u00edm se potom spol\u00e9hat pouze na d\u016fchod a na to, co dostanu od st\u00e1tu.\u00a0Naopak jsou lid\u00e9, kte\u0159\u00ed na spo\u0159en\u00ed na st\u00e1\u0159\u00ed mysl\u00ed opravdu intenzivn\u011b a spo\u0159\u00ed si pom\u011brn\u011b velk\u00e9 \u010d\u00e1stky. Mysl\u00edm si, \u017ee takov\u00e9 rozhodnut\u00ed z\u00e1le\u017e\u00ed na ka\u017ed\u00e9m \u010dlov\u011bku. Pokud se chce opravdu m\u00edt dob\u0159e, hlavn\u011b m\u00e1 na to finan\u010dn\u00ed prost\u0159edky, pro\u010d by si odkl\u00e1dat nemohl. Jestli si chcete odkl\u00e1dat finance a b\u00fdt ve st\u00e1\u017e\u00ed zabezpe\u010den\u00ed, tak si je ur\u010dit\u011b odkl\u00e1dejte. Existuj\u00ed k tomu i r\u016fzn\u00e9 druhy investic a spo\u0159en\u00ed, kde m\u00e1te ur\u010ditou dobu spo\u0159en\u00ed, po kterou si finance nem\u016f\u017eete jen tak vyzvednout. Co\u017e je dobr\u00e9 v tom, pokud opravdu chcete finance schra\u0148ovat a m\u00edt se v d\u016fchodu dob\u0159e. A\u0165 se rozhodnete tak nebo tak, z\u00e1le\u017e\u00ed \u010dist\u011b na v\u00e1s a ani jedna z variant nen\u00ed \u0161patn\u00e1. Ka\u017ed\u00fd se na toto d\u00edv\u00e1 sv\u00fdm pohledem, a tak to jist\u011b z\u016fstane i nad\u00e1le.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u00e1 smysl si spo\u0159it na d\u016fchod?","item":"https:\/\/www.onix.cz\/ma-smysl-si-sporit-na-duchod\/#breadcrumbitem"}]}]