[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.onix.cz\/pojistovna-se-otaci-zady\/#Article","mainEntityOfPage":"https:\/\/www.onix.cz\/pojistovna-se-otaci-zady\/","headline":"Poji\u0161\u0165ovna se ot\u00e1\u010d\u00ed z\u00e1dy","name":"Poji\u0161\u0165ovna se ot\u00e1\u010d\u00ed z\u00e1dy","description":"Skute\u010dn\u011b jsou \u017eivotn\u00ed situace, kter\u00e9 nejsou moc p\u0159\u00edjemn\u00e9 a n\u00e1sledky, kter\u00fdm p\u0159edch\u00e1zel n\u011bjak\u00fd \u00faraz nebo dopravn\u00ed nehoda, mohou b\u00fdt rozhodn\u011b kl\u00ed\u010dov\u00e9 pro n\u00e1s a na\u0161e z\u00e1kladn\u00ed pot\u0159eby. N\u00e1sledky v\u00e1\u017en\u00e9ho \u00farazu b\u00fdvaj\u00ed mnohdy velmi nep\u0159\u00edzniv\u00e9 a z\u00e1rove\u0148 dlouhodob\u00e9. To se ale rozhodn\u011b m\u016f\u017ee projevit na na\u0161\u00ed finan\u010dn\u00ed, ale i spole\u010densk\u00e9 situaci. Bohu\u017eel to m\u016f\u017ee m\u00edt velk\u00fd […]","datePublished":"2019-01-09","dateModified":"2023-09-18","author":{"@type":"Person","@id":"https:\/\/www.onix.cz\/author\/devene\/#Person","name":"onix.cz","url":"https:\/\/www.onix.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"onix.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.onix.cz\/wp-content\/uploads\/img_a335645_w1717_t1548848729.jpg","url":"https:\/\/www.onix.cz\/wp-content\/uploads\/img_a335645_w1717_t1548848729.jpg","height":0,"width":0},"url":"https:\/\/www.onix.cz\/pojistovna-se-otaci-zady\/","about":["Finance"],"wordCount":510,"articleBody":"          Skute\u010dn\u011b jsou \u017eivotn\u00ed situace, kter\u00e9 nejsou moc p\u0159\u00edjemn\u00e9 a n\u00e1sledky, kter\u00fdm p\u0159edch\u00e1zel n\u011bjak\u00fd \u00faraz nebo dopravn\u00ed nehoda, mohou b\u00fdt rozhodn\u011b kl\u00ed\u010dov\u00e9 pro n\u00e1s a na\u0161e z\u00e1kladn\u00ed pot\u0159eby. N\u00e1sledky v\u00e1\u017en\u00e9ho \u00farazu b\u00fdvaj\u00ed mnohdy velmi nep\u0159\u00edzniv\u00e9 a z\u00e1rove\u0148 dlouhodob\u00e9. To se ale rozhodn\u011b m\u016f\u017ee projevit na na\u0161\u00ed finan\u010dn\u00ed, ale i spole\u010densk\u00e9 situaci. Bohu\u017eel to m\u016f\u017ee m\u00edt velk\u00fd vliv na ztr\u00e1tu p\u0159\u00edjmu finan\u010dn\u00edch prost\u0159edk\u016f, ale i zam\u011bstn\u00e1n\u00ed.  Kde pak vz\u00edt pen\u00edze na dal\u0161\u00ed l\u00e9\u010dbu a rehabilitace, kdy\u017e si je budeme muset hradit sami? To ale nen\u00ed v\u0161echno, kdy\u017e poji\u0161\u0165ovna nevyplat\u00ed to, na co bychom m\u011bli n\u00e1rok, je v\u016fbec mo\u017en\u00e9 se n\u011bkam odvolat, kdo by n\u00e1m pomohl a poradil, jak postupovat d\u00e1l? Na ot\u00e1zky nalezneme odpov\u011bdi na p\u0159\u00edslu\u0161n\u00fdch m\u00edstech, nap\u0159\u00edklad  je skute\u010dn\u011b p\u0159ipraveno pro posti\u017een\u00e9 s jejich pomocnou rukou a nab\u00edz\u00ed je\u0161t\u011b daleko v\u00edce, ne\u017e si v\u016fbec dok\u00e1\u017eeme pomyslet.  Dopravn\u00ed nehoda a pracovn\u00ed \u00faraz  Pokud jsme se stali n\u011bjak\u00fdm zp\u016fsobem \u00fa\u010dastn\u00edky dopravn\u00ed nehody, kterou jsme nijak nezp\u016fsobili, tak to zrovna nen\u00ed moc p\u0159\u00edjemn\u00e9, nav\u00edc, pokud u n\u00ed do\u0161lo k na\u0161emu zran\u011bn\u00ed. Ze z\u00e1kona m\u00e1me sice n\u00e1rok na to, aby poji\u0161\u0165ovna uhradila ve\u0161ker\u00e9 druhy od\u0161kodn\u011bn\u00ed a to z pojistn\u00e9ho pln\u011bn\u00ed vin\u00edka, ale bohu\u017eel mnohdy tak u\u010din\u011bno nen\u00ed. Poji\u0161\u0165ovny \u010dasto vyu\u017eij\u00ed sv\u00e9 pozice a zku\u0161enost\u00ed, kter\u00e9 se odraz\u00ed na na\u0161em od\u0161kodn\u011bn\u00ed a v\u00fdplat\u011b bolestn\u00e9ho. Stejn\u00e9 nebo podobn\u00e9 to m\u016f\u017ee b\u00fdt v p\u0159\u00edpadu \u00farazu, kter\u00fd se stal v zam\u011bstn\u00e1n\u00ed. Zam\u011bstnavatel by m\u011bl m\u00edt uzav\u0159en\u00e9 poji\u0161t\u011bn\u00ed, aby n\u00e1m mohlo b\u00fdt vyplaceno bolestn\u00e9, ov\u0161em i zde se m\u016f\u017ee narazit na tvrd\u00fd o\u0159\u00ed\u0161ek.    Poradny funguj\u00ed skv\u011ble a skute\u010dn\u011b pom\u00e1haj\u00ed posti\u017een\u00fdm Pokud jsme se ocitli v podobn\u00e9 situaci a bu\u010f n\u00e1m poji\u0161\u0165ovna poskytla velmi malou \u010d\u00e1stku, nebo snad zam\u00edtla \u00fapln\u011b celou \u017e\u00e1dost, pak nen\u00ed t\u0159eba zoufat. P\u0159ece jenom je zde n\u011bkdo, kdo chr\u00e1n\u00ed z\u00e1jmy n\u00e1s po\u0161kozen\u00fdch a zdarma celou situaci posoud\u00ed. Nepot\u0159ebujeme \u017e\u00e1dn\u00e9 dal\u0161\u00ed advok\u00e1ty nebo dopisy s prosbou o p\u0159ezkoum\u00e1n\u00ed. M\u016f\u017eeme a m\u00e1me n\u00e1rok na spr\u00e1vnou v\u00fd\u0161i bolestn\u00e9ho, kompenzaci za trval\u00e9 n\u00e1sledky a tak\u00e9 n\u00e1klady spojen\u00e9 s l\u00e9\u010dbou. Dokonce m\u016f\u017eeme z\u00edskat pen\u011b\u017eitou d\u00e1vku za ztr\u00e1tu v\u00fdd\u011blku a bohu\u017eel pokud nastalo \u00famrt\u00ed, tak nap\u0159\u00edklad pro poz\u016fstal\u00e9 dal\u0161\u00ed finan\u010dn\u00ed kompenzace. Dobr\u00e1 zpr\u00e1va je, \u017ee na to nejsme sami, ale bude st\u00e1t za n\u00e1mi t\u00fdm odborn\u00edk\u016f, kte\u0159\u00ed v\u011bd\u00ed, jak na to.                                                                                                                                                                                                                                                                                                                                                                                                 "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Poji\u0161\u0165ovna se ot\u00e1\u010d\u00ed z\u00e1dy","item":"https:\/\/www.onix.cz\/pojistovna-se-otaci-zady\/#breadcrumbitem"}]}]